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Clinicians have been successfully using it to conduct comprehensive remote virtual physical exams and have begun relying on it as a cornerstone of their practices. Gemini is the first clinical quality HIPAA compliant digital twin and the most comprehensive clinical model of human physiology ever assembled. All of this information is automatically summarized based on individual health risks and how they are changing over time. In just under 60 minutes we non-invasively collect over 3 Billion clinically relevant data points about the human body including genetics, biochemistry (blood/urine), anatomy, vitals, lifestyle and family/medical history. #mortgagesbylaurenmarks #realestate #chicagomortgage #keymortgage #mortgageexpert #illinoismortgage #mortgageadvice #homebuyingtips #ChicagoHomebuying #homebuying #homebuyingtips #homebuyertips #downpayment #homeloan #homefinancingĪ few weeks ago we released the Gemini Beta (see preview below) at our pilot site in Redwood City, CA. Planning to buy? Let's talk! I'll get you set up for home buying the right way with a pre-approval. In a market where many buyers are competing for the same home, sellers often accept the most attractive offer.

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🔑 Your offer will stand out in a competitive market: Because you’ll avoid higher accrued interest, this will end up costing you less over the lifetime of your home loan. The larger your down payment, the smaller your loan amount will be for your mortgage. 🔑 You’ll end up paying less for your home:

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The more confident your lender is in your credit score and your ability to pay your loan, the lower the mortgage interest rate they’ll likely be willing to give you. a 3-5% down payment shows your lender you’re more financially stable and not a large credit risk. Here are four reasons why putting 20% is a great option if it works within your budget. The Perks of Putting 20% Down on a Home💡






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